A while back I posted some information about the need to freeze your credit primarily driven by Equifax’s inability to protect your information. You may need to temporarily “thaw” that freeze from time to time for various credit needs. Bankrate provides a great article on what to do.
So this happened… Equifax had 143 Million Records Hacked.
You can keep up to speed on the Equifax data breach events on the clark.com website. More importantly, Clark.com has also posted a great Credit Freeze Guide to help individuals through the process of protecting themselves against identity theft. Unfortunately, this will be something we live with going forward. Future reform will be needed to make the “freeze” and “thaw” process free for all states, but for now this is true for only a few states.